Platform Policies​

Tepnot Army

1. Purpose

This Anti Money Laundering (AML) Policy establishes procedures to prevent the Tepnot Technologies Private limited from being used for:
  • Money laundering
  • Terrorist financing
  • Fraudulent financial activity
  • Tax evasion
  • Sanctions violations
  • Illicit fund transfers

The Platform operates as a digital entertainment service and does not function as a bank, financial institution, or money transmission service.

However, due to virtual item conversion and withdrawals, we implement financial risk controls.

2. Risk Based Approach

The Platform applies a risk based compliance model that includes:
  • User risk classification
  • Transaction monitoring
  • Geographic risk assessment
  • Behavioral analytics
  • Enhanced due diligence for high risk accounts

Risk levels may include:

  • Low Risk
  • Medium Risk
  • High Risk
  • Prohibited

3. Customer Identification (KYC)

Before approving withdrawals, the Platform may require:
Standard KYC:
  • Government issued ID
  • Selfie verification
  • Date of birth confirmation
  • Bank account and UPI verification

Enhanced Due Diligence (EDD) for High Risk Accounts:

  • Proof of address
  • Tax ID number
  • Source of funds declaration
  • Additional documentation
  • Failure to complete verification may result in withdrawal denial.

4. Age Verification

Users under 18 may not withdraw earnings.
  • Suspicious age misrepresentation may result in permanent suspension.
  • The Platform may use AI or document verification tools.

5. Transaction Monitoring System

The Platform monitors:
  • Rapid Coin purchases
  • High value single transactions
  • Multiple transactions in a short period
  • Circular gifting between accounts
  • Self gifting behavior
  • Linked device/account clusters
  • Sudden Diamond spikes
  • Geographic inconsistencies
  • Repeated small withdrawals (structuring)

Automated risk scoring systems may be used.

6. Suspicious Activity Indicators

Examples of suspicious behavior include:

  • Viewer and Creator collusion
  • Gifting funded by stolen cards
  • Artificial Diamond farming networks
  • Account farming rings
  • VPN masking for region bypass
  • Use of multiple payment cards across accounts
  • Abnormal chargeback frequency
  • Sudden behavior changes after long inactivity

Coming Soon!

The Platform may:

  • Impose daily and monthly withdrawal limits
  • Place temporary holds (up to 30 days)
  • Conduct manual review of high payouts
  • Reverse Diamonds linked to chargebacks
  • Freeze suspicious balances

Withdrawals are not guaranteed and remain subject to compliance approval.